Attention homeowners in Allen and Collin County: Need an appraisal?The top seven reasons Texas homeowners order from Coleman Appraisal:
We at Coleman Appraisal understand the individual needs of a consumer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a general consumer, you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis. For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Coleman Appraisal, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value estimation than yours.Challenging Collin County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that's going down or is not appreciating as much as other homes close to yours. This means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from Coleman Appraisal is your chief weapon when contesting your property tax assessment.Need to cancel PMI?A popular way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are veterans in helping folks just like you dismiss unneeded PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be detrimental to your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow standpoint. Coleman Appraisal can help you reinstate your HELOC.We Also Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? In a field review we will go out and check the subject and comps in question. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. Even though most appraisal reviews are requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion. |
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